Here are some simple tips and tricks to help you stay cool and comfortable in your home during the dog days of summer! Keep the sun out: This simple change seems so simple, but it will make a big difference! Close your shades to prevent direct sunlight from coming in. According to Family Handyman, up to 30% of unwanted heat comes through your windows. Close some vents: Closing vents in rooms that are naturally cooler (AKA- your basement) and other rooms that you aren’t regula

Question: What is mortgage insurance and how does it work Answer: Mortgage insurance lowers the risk to the lender of making a loan to you, so you can qualify for a loan that you might not otherwise be able to get. Typically, borrowers making a down payment of less than 20 percent of the purchase price of the home will need to pay for mortgage insurance. Mortgage insurance lowers the risk to the lender of making a loan to you, so you can qualify for a loan that you might not