As you probably know, your credit is an important factor when determining your eligibility for a home loan. It is also a factor that will help determine your interest rate for a home mortgage. Being “in the know” about your credit is important. One of our experienced Mortgage Consultants can counsel you about your credit score. The first step is to fill out an application. When the application is complete, they can pull credit. This score will allow them to talk you through s

Closing costs are fees that are paid out to all the various people that are involved in your loan process. These include, but are not limited to, your processor, underwriter, and home appraiser. What is included in my closing costs? Prepaid Costs: Are not fees, but costs paid in advance when purchasing a home. Examples of just some prepaids are property taxes, homeowners insurance, attorney fees, home inspection, appraisal fees, and mortgage interest that will accumulate betw